Many people are still hesitant to get insurance because of the on-going down trend in the financial industry. But let me tell you that an insurance company is very well regulated by the by-laws of one country to protect the members. In any case, it is also important to learn more about the company you wish to be insured before signing any contracts with them. On the other hand you may still get a whole life insurance quotes or a term insurance quotes in parallel. This way you will be able to assess more what they can offer to their members before you even sign contract with them. Don’t be afraid to insure yourself because it will help you protect yourself and your family.