Ho Ho Ho!  Santa Clause is coming to town!  Wow!  It is Christmas once again and I can’t help but make my own Christmas wish list.  And speaking of Christmas wish list I remember that I also need to go to the department store to check if they have personalized picture ornaments at Personal Creations [...]

Why do you choose to work?  Is it only because to make money?  I must admit that my main objective why I am working is to really make money but beyond that is how I can save and grow money to prepare for my future.  Aside from that, I work hard for my self fulfillment.  [...]

Happiness is not something you can buy but it is something you can acquire especially if you have a grateful heart.  Appreciate the beauty of life rather than looking at the small dirty dots of it.  Smile often and you will realize that even if you don’t have wrinkle creams that work; your face will [...]

Alright!  Part of my plan to address my weight problems is to enroll into boxing.  I know that it is one of the best ways how to build muscles fast. I understand that it will not be easy but I really have to do something for myself before it’s too late.
I already inquired how [...]

Oh no, I really need some help here.  I think I need to have my own natural fat burner to easily shed off these stubborn belly fats!  A friend of my told me that I can have a cheat day in my diet plan but I worse than what she think because for me it [...]

A friend of mine asked me if I am using any anti aging skin products because until now I still look young compared to many of our friends. Wow! Do I really look that young? Of course I feel happy about it because despite of many problems that encountered in my life I [...]

If you have a choice right now what are the things you would like to do when you retire?  I know that many of you are planning to retire with style.  I also understand that there are lots of things you would like to do when you retire.  But mind you, whether you want to [...]

A lot of people say that knowledge is power but in my own opinion is that knowledge will only become your power if you decide to use it.  Reading books or textbooks is important but applying what you learned is the true power of it.
One good example is learning how to invest.  Many people read [...]

Wow!  It’s Payday time once again in the swomland. LOL!  Swommers especially those who upgraded to gold are more than happy to receive their monthly payout.  Of course I am one of them.  It is a bit lower this month compared to my previous month since this is all from my efforts.  See, you don’t [...]

It is a Cyber Monday once again and everyone is eager to get what’s on sale.  Savings for Christmas is not a bad idea as long as it will not affect your financial goal.  The spirit of Christmas is not actually dependent in the gift that you gave but the love you put into that [...]